Most busy professionals have little time to research stocks, bonds, alternative assets, hedge funds etc.  Advisers charge a large sum of money often and provide little benefit beyond what the markets offer.  It has been shown in multiple academic studies … Continue reading →

Portfolio diversification is one of the only free lunches when it comes to investing.  Diversifying a portfolio works because in theory, some assets will be going down while others will be going up.   This will allow you to achieve higher … Continue reading →

Long term investors must obviously focus on the long term.  The stock market is extremely volatile in the short term.  Corrections  happen every year or two.  Bear markets, which are defined as a drop of 20% happen every 3 years … Continue reading →