Top performing mutual funds seem like a great thing to place your money into. But be careful.  You have most likely already missed most of the top returns for the fund.  Remember that past performance in no way shape or … Continue reading →

Remember that highly rated mutual funds are highly rated because of past performance.  Past performance in no way predicts future results.  This is such an important truth that the SEC forces fund companies to disclose this fact to investors.  It … Continue reading →

Mutual fund managers have a tough job.  They have to choose stocks which will generate superior returns for shareholders and beat their respective benchmark.  This is after fees are taken into consideration.  It has been shown in academic research that … Continue reading →

Mutual funds are quick ways for the average investor to get a basket of stocks or bonds with ease and be diversified.  Mutual funds vary in cost, investment philosophy, and managerial style.  Costs which are advertised to the retail investor … Continue reading →

When choosing a mutual fund, one of the most important pieces of information you can obtain is the expense ratio.  This is often listed in small print somewhere deep inside a prospectus, especially when a fund company is not very … Continue reading →

Target date funds as they are called are designed as a one size fits all type of approach to investing with a rough future date in mind.  These funds are geared towards people who do not want to manage their … Continue reading →

Past performance data of mutual funds is often extremely important to investors when choosing funds to invest in.  However, the united States Securities and Exchange Commission requires funds to tell investors that past performance of a fund does not predict … Continue reading →