Investment costs are critical to your performance.  Investment costs are the only thing you can control.  You can not control how your investments will perform or how the market will do over time.  Unfortunately, investment costs are downplayed by advisers … Continue reading →

Investing can potentially be expensive, even if you do not use an adviser.  Investing costs will compound over the years just like your gains.  They can cost you a large sum of money and decrease your terminal wealth.  Expenses go … Continue reading →

Investments have a broad range of costs.  From US market index funds ranging in cost from .06% of assets per year, to hedge funds which can cost you 20% of returns every year plus additional fees.  Mutual funds also have … Continue reading →

Watch out! Financial advisors have no obligation to do what is best for you.  Their priority is often to make as much money for themselves as possible.  There are exceptions, like fee for service advisors who charge by the hour … Continue reading →