With interest rates hovering near zero right now, bonds seem like a losing proposition.  When interest rates rise, bond prices inevitably go down.  The rule of thumb is that the fund will go down by a percentage roughly equal to … Continue reading →

Stocks have had generous returns over the last century of near 10%.  Then why include bonds in your investment portfolio, when their returns are generally much lower?  It is because you can achieve very similar returns with lower volatility when … Continue reading →