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European Stock Investing In 2012

Posted on January 26, 2012 by admin

The European debt crisis is on the headlines on a daily basis.  The US markets have become volatile as a result of news coming out of Europe.  European stocks have fallen in value in reaction to the debt crisis.  Is … Continue reading →

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Investing In Emerging Markets

Posted on January 25, 2012 by admin

Investing in emerging markets can add an important diversifier to your portfolio.  Emerging markets are often rich in natural resources and have economies that do not move in lockstep with the US economy.   Emerging market countries like Brazil, Russia, India … Continue reading →

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Do I Need Foreign Stocks In My Portfolio?

Posted on January 25, 2012 by admin

Yes.  Foreign stocks act in an important way to diversify your portfolio.  Some people will say how the correlations of US and foreign stocks is approaching 1.  This means that the price movements of US and foreign stocks move in … Continue reading →

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How To Invest In Foreign Stock Markets

Posted on January 25, 2012 by admin

Foreign stocks offer the opportunity to diversify your portfolio.  Diversifying a portfolio offers the opportunity for higher returns and lower risk.  Probably the only free lunch on wall street.  Fortunately, there are now many investment choices for investing in foreign … Continue reading →

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How Much Foreign Stock Do I Need In My Portfolio?

Posted on January 25, 2012 by admin

Foreign stocks are a nice addition to most portfolios since they offer the potential for diversification.  Foreign stocks will frequently have different price movement than US stocks.  Foreign stocks also offer the potential for currency diversification.  Since foreign stocks are … Continue reading →

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Why Was My Mortage Application Denied?

Posted on January 24, 2012 by admin

Lending standards have become so strict.  After the sub prime mortgage fall out of the last 5 years or so, banks and lenders have tightened lending criteria.  No longer can you get a large loan simply by having a social … Continue reading →

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How Do I Find The Best Mortage Loan Broker?

Posted on January 24, 2012 by admin

As with other types of professionals, word of mouth and recommendations go a long way.  These days, with mortgage rates constantly going lower, it is important to find a good personable mortgage broker.  You may have to refinance more than … Continue reading →

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What Is Compound Interest?

Posted on January 24, 2012 by admin

Compounding interest means that you earn interest on your original principal and on the interest it makes.  Albert Einstein declared this phenomenon the 8th wonder of the world.  The benefit of compound interest is hard to comprehend unless you play … Continue reading →

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Restaurant Wait And The Economy

Posted on January 23, 2012 by admin

What does restaurant wait have to do with the economy and finance?  I think it has a lot to do with it.  The family and I like to go to Red Lobster occasionally.  Remember that back in 2009- mid 2011, … Continue reading →

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How Can I Get Approved For A Mortgage Loan?

Posted on January 23, 2012 by admin

Getting approval for a mortgage loan these day is much more difficult than in years past.  All you had to have during the housing boom was a social security number and a pulse some say.  No more.  These days, to … Continue reading →

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